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You did it! You have finally crossed the employment finish line! Welcome to Retirement!

After all the celebrations and parties have ended, you may be thinking… “Now what?”

At this point in your life, your children are probably grown and have (or are starting) families of their own. You might have a pension plan which will allow you to live comfortably without having a full-time job. You may have even paid off your mortgage in full. Congratulations on all these things!

So… Do you really need to keep your life insurance policy?

As you get older, your life insurance policy premiums will increase, often becoming too expensive to manage. It can become an unnecessary expense, especially when you are no longer working. If you don’t need the coverage anymore, why continue to pay into it?

This article is intended to inform you that you have options, and the best option available to seniors right now is to consider getting a Life Settlement.

A Life Settlement is the process of selling your life insurance policy to a buyer. This transaction would allow you to legally transfer ownership and beneficiary rights of your policy to the new owner –a licensed provider – and would result in you receiving a cash payout. The best part is that you can spend your settlement money however you’d like! Have you been planning a dream vacation that you haven’t gotten to go on yet?

Have you dreamed of helping put your grandchildren through school? Have you always wanted to pursue a special hobby that you never had time for?

Well here’s the good news: With a life settlement, the possibilities are endless!

When you sell your life insurance policy, the purchaser will assume paying your premiums, relieving you of this responsibility. Once the transaction is complete, you will receive the settlement money, and the new owner will become the legal owner and beneficiary on your former policy.

Life Settlements are not “too-good-to-be-true”, but they’re also not for everyone. Three basic criteria must be met in order to pre-qualify for a Life Settlement: The applicant must be at least 70 years old; they must have owned a life insurance policy with a minimum face value of $100,000.00 for more than 2 years; and they must have some health concerns to consider. If you or a loved one meet these requirements, you may be eligible for a Life Settlement!

To find out if you qualify for this opportunity, please give Prosperity Life Settlements a call today to speak with one of our professionals. We will be glad to answer any questions you may have, and with a brief conversation will be able to determine if you are a candidate for a Life Settlement.

We look forward to hearing from you! (800) 591-2551