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Financial Advisors / Financial Planners / Estate Planners / CPAs / Insurance Agents & Brokers

Would you like to put your existing clients into a more favorable financial situation?

Your clients look to you for guidance in making wise decisions about their financial well-being, and a life settlement can be an incredible opportunity for you to help them.

A life settlement transaction is when a seller (the policy owner) transfers ownership and beneficiary rights to a buyer. The buyer then assumes all future premium payments and will receive the insurance payout upon the client’s passing. It is the process of converting a future asset into an immediate financial resource. Instead of allowing their policy to lapse or surrendering it for a value that may be less than its true market value, your clients may be able to sell their nonessential life insurance policies for a significant lump sum cash payout.

That’s a good option, isn’t it?

And yet, approximately 86% of life insurance policies will lapse without any benefit ever being paid. Only about 14% of policy death benefits are ever disbursed.

So why is this the case?

The answer is simple:

Most people don’t know they can sell their life insurance policy if they no longer want or have a need for it. Only about 2 out of 10 consumers know that this is an option, and many life insurance agents and financial advisors are not familiar with life settlements. If your clients, or even your own loved ones, knew they could get paid for something they no longer have use for, wouldn’t they want to?

Depending on the policy amount and the life expectancy of an insured, your clients could receive tens or hundreds of thousands of dollars in “found money” for selling their life insurance policies. This would be like winning the lottery!

Why Choose Us?

Our mission is to enlighten consumers about their legal options. We have a combined 50 years of experience in the life settlement industry and have processed billions of dollars in transactions. We have helped many clients attain great settlements over the years, and we know that with the ever-growing life settlement industry, we will be able to help many more and allow you to help your clients in the years to come.

When discerning people have good information available to them, they will make good decisions to benefit themselves. And yet there’s been very little education to policy holders, insurance agents, and financial advisors alike. We want individuals to become more informed, and we want you to become more experienced with this viable estate planning tool as well.

What’s in It for You?

Depending on the case, your clients could receive substantial offers from licensed life settlement providers for the policy they were going to let lapse, and as a result, they can greatly improve their current situations.

If you were able to provide your clients with monies they otherwise would be unable to attain, not only would it likely result in more customer referrals for you, but you would be doing something great for another person. In addition to your client profiting from a life settlement transaction, you too could be rewarded with a generous commission.

*Disclaimer: All life insurance agents must be aware of the life settlement laws and regulations of the states in which they work. Most states require life insurance agents to disclose to their clients the amount of commission they will receive pending a completed life settlement transaction. All commissions to be determined on a case-by-case basis.

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